What will my Qualifying Spouse receive when I die?
The benefits which may be available are set out in the retirement quotation you received before you retired. In summary, they are generally as follows:
- 60% of your own pension, before giving up any pension for a cash sum when you retired.
- If you joined the SCPF before 1st January 2009, a bereavement grant equal to 2 months’ pension if you are under age 75 (your Employing Company has the discretion to decide whether to pay this benefit, and the amount, to your Qualifying Spouse).
Are there any other payments due?
- If you have been receiving a pension for less than five years, the remainder of the payments due for the five-year period are payable to your estate as a lump sum, subject to certain limits.
- If you are not married and do not have a civil partner, a pension may be payable to an Adult Dependant, at the discretion of your Employing Company. See the Assurance for Non-Married Partners Factsheet for further details.
- A Children’s pension, the amount of which depends on how many Children you have. See the SCPF explanatory booklet for full details.