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Pensions in the UK
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What if I want to transfer my pension?

You may be able to transfer the cash equivalent of your SOCPF benefits but unlike the SCPF, the SOCPF is not an HMRC Registered Pension Scheme and restrictions may apply.

Where can I find further information about transferring?

You can find further information in the SOCPF transfer out factsheet

What if I have paid Additional Voluntary Contributions (AVCs) whilst a member of the SCPF?

If you have paid AVCs your fund can be transferred at the same time as your SCPF pension or on its own.

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What happens if I become ill?

If you become seriously ill you may qualify for “serious ill-health commutation”, which means that all your pension benefits may be exchanged for a one-off lump sum.

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What happens if I die?

If you die after you have left Shell, but before your deferred pension starts being paid, immediate pensions are payable to your Qualifying Spouse and Children.

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What if my personal details change?

If any of your personal details like address, marital or civil partnership status change you should notify the Pensions Administration Team.

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What if I want to take my pension?

Once you have left Shell, your benefits will remain deferred until you decide to take your pension. You can wait until your Pension Age or take your pension benefits early, from age 55 onwards.