{"organism":"Page","children":[{"organism":"Container.Raw","children":[{"organism":"Metadata","model":{"title":"What if I die in service?","text":"\u003Cp\u003EIf you die in Shell service, as an Active Member, a discretionary lump sum benefit is payable.\u003C/p\u003E\r\n\r\n\r\n","links":[{"name":"What if I die in service?","value":"https://pensions.shell.co.uk/socpf/i-work-at-shell/what-if-i-die.html"}],"image":{"src":"https://pensions.shell.co.uk/socpf/i-work-at-shell/what-if-i-die/_jcr_content/root/metadata.shellimg.jpeg/1725523782492/sea-sky.jpeg","alt":"Skyscape with clouds over the sea","width":5230,"height":2954}},"id":"/content/shell/business/pensions/en_gb/socpf/i-work-at-shell/what-if-i-die/jcr_content/root/metadata"},{"organism":"ContentOwner","model":{},"id":"/content/shell/business/pensions/en_gb/socpf/i-work-at-shell/what-if-i-die/jcr_content/root/contentowner"},{"organism":"Container.Header","children":[{"organism":"Container.Raw","ref":"https://pensions.shell.co.uk/_jcr_content/root/header/inherited.model.json","id":"/content/shell/business/pensions/en_gb/socpf/i-work-at-shell/what-if-i-die/jcr_content/root/header/inherited","model":{}},{"organism":"Breadcrumb","model":{"links":[{"name":"Home","value":"https://pensions.shell.co.uk/"},{"name":"SOCPF","value":"https://pensions.shell.co.uk/socpf.html"},{"name":"I work at Shell","value":"https://pensions.shell.co.uk/socpf/i-work-at-shell.html"},{"name":"What if I die in service?","value":"https://pensions.shell.co.uk/socpf/i-work-at-shell/what-if-i-die.html"}]},"id":"/content/shell/business/pensions/en_gb/socpf/i-work-at-shell/what-if-i-die/jcr_content/root/header/breadcrumb"}],"id":"/content/shell/business/pensions/en_gb/socpf/i-work-at-shell/what-if-i-die/jcr_content/root/header","model":{}},{"organism":"Container.Main","children":[{"organism":"Container.Section","children":[{"organism":"PageHeader","color":"inherited","model":{"title":"What if I die in service?","text":"\u003Cp\u003EIf you die in Shell service, as an Active Member, a discretionary lump sum benefit is payable. Immediate pensions are also payable to your Qualifying Spouse and Children.\u003C/p\u003E\r\n","image":{"src":"https://pensions.shell.co.uk/socpf/i-work-at-shell/what-if-i-die/_jcr_content/root/main/section/page_header.shellimg.jpeg/1725523802997/sea-sky.jpeg","alt":"Skyscape with clouds over the sea","width":5271,"height":1318}},"id":"/content/shell/business/pensions/en_gb/socpf/i-work-at-shell/what-if-i-die/jcr_content/root/main/section/page_header"},{"organism":"Container.List","children":[{"organism":"AccordionItem","color":"inherited","id":"/content/shell/business/pensions/en_gb/socpf/i-work-at-shell/what-if-i-die/jcr_content/root/main/section/list/list_item","model":{"title":"How much is the lump sum?","text":"\u003Cp\u003EThe lump sum is 3 x Pensionable Salary at date of death. It is payable at the discretion of the Employing Company. This means that your employer decides who should receive it. As the benefit is discretionary it is not normally subject to Inheritance Tax.\u003C/p\u003E\r\n"}},{"organism":"AccordionItem","color":"inherited","id":"/content/shell/business/pensions/en_gb/socpf/i-work-at-shell/what-if-i-die/jcr_content/root/main/section/list/list_item_1628553928","model":{"title":"Who will receive the lump sum?","text":"\u003Cp\u003EIt is important to make sure you complete a SOCPF Death in Service Nomination Form and keep it up to date. Your Employing Company will then know who you wish to receive the lump sum and take this into account when making a full assessment of your personal circumstances if you die in service.\u003C/p\u003E\r\n"}},{"organism":"AccordionItem","color":"inherited","id":"/content/shell/business/pensions/en_gb/socpf/i-work-at-shell/what-if-i-die/jcr_content/root/main/section/list/list_item_818381397","model":{"title":"How much pension will my Qualifying Spouse and Children receive?","text":"\u003Cp\u003EThe Qualifying Spouse’s pension is 60% of the pension you would have received at Pension Age, based on your Final Pensionable Salary and Prospective Pensionable Service at date of death.\u003C/p\u003E\r\n\u003Cp\u003EPensions for children are based on whether or not you leave a Qualifying Spouse and how many Children you have. The SOCPF explanatory booklet contains full details.\u003C/p\u003E\r\n\u003Cp\u003EIf you die in Shell service as an Active Member after reaching Pension Age, pensions for your dependants are based on the pension you would have received if you had started drawing it at your date of death.\u003C/p\u003E\r\n"}},{"organism":"AccordionItem","color":"inherited","id":"/content/shell/business/pensions/en_gb/socpf/i-work-at-shell/what-if-i-die/jcr_content/root/main/section/list/list_item_1522381960","model":{"title":"What if I leave an adult dependant?","text":"\u003Cp\u003EIf you do not leave a Qualifying Spouse a pension may be payable to an Adult Dependant at the discretion of the Employing Company.&nbsp;See the&nbsp;\u003Ca href=\"https://pensions.shell.co.uk/socpf/forms-and-helpful-info/factsheets.html\"\u003ESOCPF Adult Dependent Factsheet for active members\u003C/a\u003E&nbsp;for further details.\u003C/p\u003E\r\n"}},{"organism":"AccordionItem","color":"inherited","id":"/content/shell/business/pensions/en_gb/socpf/i-work-at-shell/what-if-i-die/jcr_content/root/main/section/list/list_item_2063120193","model":{"title":"What if I leave no dependants?","text":"\u003Cp\u003EA refund of your own pension contributions, plus interest at the rate of 3% per annum, is payable to your estate. 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Accordingly, neither Shell plc nor any member of the Shell Group endorses, adopts, certifies or otherwise validates the information and material contained on the linked website. 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