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What happens when I die?

The SCPF is designed to provide pensions for your Qualifying Spouse and Children in the event of your death.

What will my Qualifying Spouse receive when I die?

The benefits which may be available are set out in the retirement quotation you received before you retired. In summary, they are generally as follows:

  • 60% of your own pension, before giving up any pension for a cash sum when you retired.

Are there any other payments due?

  • If you have been receiving a pension for less than five years, the remainder of the payments due for the five-year period are payable to your estate as a lump sum, subject to certain limits.
  • If you are not married and do not have a civil partner, a pension may be payable to an Adult Dependant, at the discretion of your Employing Company. See the Adult Dependants Factsheet for further details.
  • A Children’s pension, the amount of which depends on how many Children you have. See the SCPF explanatory booklet for full details.

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