{"organism":"Page","children":[{"organism":"Container.Raw","children":[{"organism":"Metadata","model":{"title":"What happens if I die?","text":"\u003Cp\u003EIf you die after you have left Shell, but before your deferred pension starts being paid, immediate pensions are payable to your Qualifying Spouse and Children.\u003C/p\u003E\r\n","links":[{"name":"What happens if I die?","value":"https://pensions.shell.co.uk/scpf/left-shell/what-if-i-die.html"}],"image":{"src":"https://pensions.shell.co.uk/scpf/left-shell/what-if-i-die/_jcr_content/root/metadata.shellimg.jpeg/1725608146061/yellow-crab.jpeg","alt":"Yellow crab moving on sand","width":5150,"height":3433}},"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/metadata"},{"organism":"ContentOwner","model":{},"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/contentowner"},{"organism":"Container.Header","children":[{"organism":"Container.Raw","ref":"https://pensions.shell.co.uk/_jcr_content/root/header/inherited.model.json","id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/header/inherited","model":{}},{"organism":"Breadcrumb","model":{"links":[{"name":"Home","value":"https://pensions.shell.co.uk/"},{"name":"SCPF","value":"https://pensions.shell.co.uk/scpf.html"},{"name":"I have left Shell","value":"https://pensions.shell.co.uk/scpf/left-shell.html"},{"name":"What happens if I die?","value":"https://pensions.shell.co.uk/scpf/left-shell/what-if-i-die.html"}]},"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/header/breadcrumb"}],"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/header","model":{}},{"organism":"Container.Main","children":[{"organism":"Container.Section","children":[{"organism":"PageHeader","color":"inherited","model":{"title":"What happens if I die?","text":"\u003Cp\u003EIf you die after you have left Shell, but before your deferred pension starts being paid, immediate pensions are payable to your Qualifying Spouse and Children.\u003C/p\u003E\r\n","image":{"src":"https://pensions.shell.co.uk/scpf/left-shell/what-if-i-die/_jcr_content/root/main/section/page_header.shellimg.jpeg/1725293123861/yellow-crab.jpeg","alt":"Yellow crab moving on sand","width":5146,"height":1288}},"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section/page_header"},{"organism":"Container.List","colspan":8,"colstart":3,"children":[{"organism":"AccordionItem","color":"brand1","id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section/list/list_item_copy","model":{"title":"How much pension will my Qualifying Spouse and Children receive?","text":"\u003Cp\u003EYour Qualifying Spouse would receive 60% of your deferred pension at your date of death.\u003C/p\u003E\r\n\u003Cp\u003EThe amount of pension paid to children depends on whether you leave a Qualifying Spouse and how many Children you have.\u003C/p\u003E\r\n"}},{"organism":"AccordionItem","color":"brand1","id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section/list/list_item_copy_926670583","model":{"title":"What if I have paid Additional Voluntary Contributions (AVCs)?","text":"\u003Cp\u003EYour AVC fund would be paid as a lump sum benefit, payable at the discretion of the Trustee. This means that the Trustee decides who will receive it. As the benefit is discretionary it is not normally subject to Inheritance Tax. If you have paid \u003Ca href=\"https://pensions.shell.co.uk/scpf/avc.html\"\u003EAVCs\u003C/a\u003E, you should complete an\u003Ca href=\"https://pensions.shell.co.uk/scpf/resources/forms.html\"\u003E AVC Death Benefits Nomination Form\u003C/a\u003E.\u003C/p\u003E\r\n"}},{"organism":"AccordionItem","color":"brand1","id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section/list/list_item_copy_790724447","model":{"title":"What if I leave an adult dependant?","text":"\u003Cp\u003EIf you do not leave a Qualifying Spouse a pension may be payable to an Adult Dependant at the discretion of the Employing Company. See the \u003Ca href=\"https://pensions.shell.co.uk/scpf/resources/factsheets.html\"\u003EAdult Dependants Factsheet\u003C/a\u003E for further details.\u003C/p\u003E\r\n"}},{"organism":"AccordionItem","color":"brand1","id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section/list/list_item","model":{"title":"What if I leave no dependants?","text":"\u003Cp\u003EA refund of your own pension contributions, plus interest at the rate of 3% a year, is payable to your estate. The value of your AVC fund is also payable to your estate. Any discretionary lump sum would be paid in addition.\u003C/p\u003E\r\n"}}],"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section/list","model":{}},{"organism":"PromoSimple.Text","color":"inherited","id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section/text","model":{"title":"Useful documents","text":"\u003Cp\u003E\u003Ca href=\"https://www.scpfbooklet.com/\" target=\"_blank\"\u003ESCPF Explanatory booklet\u003C/a\u003E\u003C/p\u003E\r\n"}}],"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section","model":{}},{"organism":"Container.Section","color":"brand1-subtle","children":[{"organism":"PromoCard","color":"brand1","colspan":3,"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section_630118221_co/promo","model":{"title":"What happens if I become ill?","text":"\u003Cp\u003EIf you become seriously ill you may qualify for “serious ill-health commutation”, which means that all your pension benefits may be exchanged for a one-off lump sum.\u003C/p\u003E\r\n","links":[{"value":"https://pensions.shell.co.uk/scpf/left-shell/what-if-i-become-ill.html"}],"image":{"src":"https://pensions.shell.co.uk/scpf/left-shell/what-if-i-die/_jcr_content/root/main/section_630118221_co/promo.shellimg.jpeg/1725292787369/grass.jpeg","alt":"What happens if I become ill","width":2479,"height":1397}}},{"organism":"PromoCard","color":"brand1","colspan":3,"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section_630118221_co/promo_copy","model":{"title":"What if my personal details change","text":"\r\n\u003Cp\u003EIf any of your personal details like address, marital or civil partnership status change you should notify the \u003Ca href=\"https://pensions.shell.co.uk/scpf/contact.html\"\u003EPensions Administration Team\u003C/a\u003E\u003C/p\u003E\r\n\r\n\r\n","links":[{"value":"https://pensions.shell.co.uk/scpf/left-shell/what-if-my-personal-details-change.html"}],"image":{"src":"https://pensions.shell.co.uk/scpf/left-shell/what-if-i-die/_jcr_content/root/main/section_630118221_co/promo_copy.shellimg.jpeg/1726729497838/skyscape-with-clouds-over-the-sea.jpeg","alt":"What if my personal details change","width":5263,"height":2966}}},{"organism":"PromoCard","color":"brand1","colspan":3,"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section_630118221_co/promo_copy_copy","model":{"title":"What if I want to take my pension?","text":"\u003Cp\u003EOnce you have left Shell, your benefits will remain deferred until you decide to take your pension. You can wait until your Pension Age or take your pension benefits early, from age 55 onwards.\u003C/p\u003E\r\n","links":[{"value":"https://pensions.shell.co.uk/scpf/left-shell/what-if-i-want-to-take-my-pension.html"}],"image":{"src":"https://pensions.shell.co.uk/scpf/left-shell/what-if-i-die/_jcr_content/root/main/section_630118221_co/promo_copy_copy.shellimg.jpeg/1725293523570/looking-up-at-tall-tree.jpeg","alt":"Looking up at tall tree canope with the sun peering through","width":5598,"height":3150}}},{"organism":"PromoCard","color":"brand1","colspan":3,"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section_630118221_co/promo_copy_copy_1240525238","model":{"title":"What if I want to transfer my pension?","text":"\u003Cp\u003EYou can transfer the cash equivalent of your SCPF benefits to another Registered Pension Scheme, such as that run by your new employer, or to a personal pension, up to one year before Pension Age.\u003C/p\u003E\r\n","links":[{"value":"https://pensions.shell.co.uk/scpf/i-work-at-shell/what-if-i-want-to-draw-pension.html"}],"image":{"src":"https://pensions.shell.co.uk/scpf/left-shell/what-if-i-die/_jcr_content/root/main/section_630118221_co/promo_copy_copy_1240525238.shellimg.jpeg/1725293540301/flowers-in-a-field-with-sun-shining.jpeg","alt":"Flowers in a field with sun shining","width":5598,"height":3150}}}],"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main/section_630118221_co","model":{"title":"More In Work at Shell"}}],"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content/root/main","model":{}},{"organism":"Container.Footer","children":[{"organism":"Breadcrumb.Large","model":{"links":[{"name":"Home","value":"https://pensions.shell.co.uk/"},{"name":"SCPF","value":"https://pensions.shell.co.uk/scpf.html"},{"name":"I have left 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Accordingly, neither Shell plc nor any member of the Shell Group endorses, adopts, certifies or otherwise validates the information and material contained on the linked website. This includes its sponsor and any policies, activities or services offered on the site, by any advertiser on the site or linked to the site.\r\nThank you for visiting the Shell global website."},{"name":"themeMode"},{"name":"lastModified","value":"2024-09-19T07:04:57.848Z"},{"name":"themeName","value":"base"},{"name":"themePath","value":"/etc.clientlibs/amidala/clientlibs/theme-base"},{"name":"themeCss","value":"/etc.clientlibs/amidala/clientlibs/theme-base.ACSHASHb291465fc8d3c7bcefde74d34044b698.css"}],"image":{"src":"https://pensions.shell.co.uk/scpf/left-shell/what-if-i-die/_jcr_content/root/metadata.shellimg.jpeg/1725608146061/yellow-crab.jpeg","alt":"Yellow crab moving on sand","width":5150,"height":3433}},"id":"/content/shell/business/pensions/en_gb/scpf/left-shell/what-if-i-die/jcr_content"}