{"organism":"Page","children":[{"organism":"Container.Raw","children":[{"organism":"Metadata","model":{"title":"I have transferred my pension out of the SCPF","text":"Information for ex-members of the Shell Contributory Pension Fund (SCPF) who have transferred their pension out of the Fund but who have additional benefits payable as a result of GMP equalisation.","links":[{"name":"I have transferred my pension out of the SCPF","value":"https://pensions.shell.co.uk/scpf/i-have-transferred-my-pension-out-of-the-scpf.html"}],"image":{"src":"https://pensions.shell.co.uk/scpf/i-have-transferred-my-pension-out-of-the-scpf/_jcr_content/root/metadata.shellimg.jpeg/1749638528827/close-up-of-person-working-on-laptop.jpeg","alt":"Working on laptop","width":5421,"height":3614},"tags":[{"name":"Generic","value":"line-of-business:generic"}]},"id":"/content/shell/business/pensions/en_gb/scpf/i-have-transferred-my-pension-out-of-the-scpf/jcr_content/root/metadata"},{"organism":"ContentOwner","model":{},"id":"/content/shell/business/pensions/en_gb/scpf/i-have-transferred-my-pension-out-of-the-scpf/jcr_content/root/contentowner"},{"organism":"Container.Header","children":[{"organism":"Container.Raw","ref":"https://pensions.shell.co.uk/_jcr_content/root/header/inherited.model.json","id":"/content/shell/business/pensions/en_gb/scpf/i-have-transferred-my-pension-out-of-the-scpf/jcr_content/root/header/inherited","model":{}},{"organism":"Breadcrumb","model":{"links":[{"name":"Home","value":"https://pensions.shell.co.uk/"},{"name":"SCPF","value":"https://pensions.shell.co.uk/scpf.html"},{"name":"I have transferred my pension out of the SCPF","value":"https://pensions.shell.co.uk/scpf/i-have-transferred-my-pension-out-of-the-scpf.html"}]},"id":"/content/shell/business/pensions/en_gb/scpf/i-have-transferred-my-pension-out-of-the-scpf/jcr_content/root/header/breadcrumb"}],"id":"/content/shell/business/pensions/en_gb/scpf/i-have-transferred-my-pension-out-of-the-scpf/jcr_content/root/header","model":{}},{"organism":"Container.Main","children":[{"organism":"Container.Section","children":[{"organism":"PageHeader","color":"inherited","model":{"title":"I have transferred my pension out of the SCPF","text":"\u003Cp\u003EThis page provides information for former SCPF members and ex-spouses of SCPF members who had a transfer out of the Fund and had ‘Guaranteed Minimum Pension’ (GMP) pension built up (either in the SCPF or transferred into the SCPF from another pension scheme), between 1990 and 1997.\u003C/p\u003E\r\n\r\n\r\n\r\n\r\n","image":{"src":"https://pensions.shell.co.uk/scpf/i-have-transferred-my-pension-out-of-the-scpf/_jcr_content/root/main/section/page_header_copy.shellimg.jpeg/1749638552505/close-up-of-person-working-on-laptop.jpeg","alt":"Working on laptop","width":5417,"height":1355}},"id":"/content/shell/business/pensions/en_gb/scpf/i-have-transferred-my-pension-out-of-the-scpf/jcr_content/root/main/section/page_header_copy"},{"organism":"Container.List","children":[{"organism":"AccordionItem","color":"inherited","colspan":8,"id":"/content/shell/business/pensions/en_gb/scpf/i-have-transferred-my-pension-out-of-the-scpf/jcr_content/root/main/section/list/list_item_copy","model":{"title":"Why are the Guaranteed Minimum Pension (GMP) calculations being done now?","text":"\u003Cp\u003EIn the past, women received their State Pension earlier than men. Workplace pension schemes often reflect this by setting women’s retirement age at around 60, and men’s at around 65.\u003C/p\u003E\r\n\u003Cp\u003EFrom 17 May 1990, pension schemes legally had to calculate workplace pensions in the same way for men and women. However, this did not apply to GMP.\u003C/p\u003E\r\n\u003Cp\u003EIn 2018 the High Court ruled that GMP should have been included in the 1990 changes. In 2020 the High Court ruled that transfer payments, including those as part of a Divorce Pension Sharing Order settlement, should also be considered. Further guidance was needed on how to do this in practice. Several acceptable methods were developed with detailed methodology and models created to support these methods. This is why these GMP checks are only happening now.\u003C/p\u003E\r\n"}},{"organism":"AccordionItem","color":"inherited","colspan":8,"id":"/content/shell/business/pensions/en_gb/scpf/i-have-transferred-my-pension-out-of-the-scpf/jcr_content/root/main/section/list/list_item_copy_719873602","model":{"title":"Am I owed a Guaranteed Minimum Pension (GMP) top-up payment?","text":"\u003Cp\u003EThe new legal requirement only applies to GMP built up between 17 May 1990 and 5 April 1997. If your transfer payment did not include GMP built up during this period, you will not be affected and will not receive any communication or adjustments to your transfer payment.\u003C/p\u003E\r\n\u003Cp\u003EIf your transfer was calculated \u003Cb\u003Eafter 31 March 2023\u003C/b\u003E and you, or your ex-spouse, were below normal retirement age (NRA), the check will already have been done and any required adjustment will have been included in your transfer payment.\u003C/p\u003E\r\n\u003Cp\u003EIf you transferred your SCPF pension to a different pension provider (this includes individuals who transferred out due to a Divorce Pension Sharing Order settlement) \u003Cb\u003Ebefore 31 March 2023\u003C/b\u003E you may be owed a top-up payment. Typically, GMP makes up only a small portion of the overall SCPF pension.\u003C/p\u003E\r\n\u003Cp\u003EIf you took a transfer after reaching your Normal Retirement Age (NRA), or are the ex-spouse of an SCPF member and they were above their NRA, our administration system does not yet support the necessary calculations. We will calculate top-ups for these when we are able to and you will receive a letter if you are due a top-up payment.\u003C/p\u003E\r\n\u003Cp\u003EAon was appointed to calculate and administer GMP top‑up payments for individuals and ex‑spouses who had not reached NRA and transferred out between 1 June 2011 and 31 March 2023. In 2025, Aon attempted to trace and pay all those due £50 or more. They are no longer administering GMP top‑up payments for the SCPF.\u003C/p\u003E\r\n\u003Cp\u003EIf your transfer was calculated \u003Cb\u003Ebetween 1 June 2011 and 31 March 2023\u003C/b\u003E, and you have not received a letter, it could be because:\u003C/p\u003E\r\n\u003Cp\u003Ea) You are not due a top-up.\u003C/p\u003E\r\n\u003Cp\u003Eb) You are due a top-up of less than £50.\u003C/p\u003E\r\n\u003Cp\u003Ec) You are due a top-up of £50 or more, but we were unable to contact you based on the information we hold, or you did not respond to the letters from Aon\u003C/p\u003E\r\n\u003Cp\u003Ed) You took a transfer after reaching your NRA or are the ex-spouse of an SCPF member and they were above their NRA. Our administration system does not yet support the necessary calculations. We will calculate top-ups for these when we are able to and you will receive a letter if you are due a top-up payment.\u003C/p\u003E\r\n\u003Cp\u003EIf you wish to check if you are due a top-up, please send an email with the header ‘GMP equalisation’ to \u003Ca href=\"mailto:SCPFtrustee@shell.com\"\u003ESCPFtrustee@shell.com\u003C/a\u003E providing your full name, address, date of birth, NI number, the amount and the date of your transfer payment.\u003C/p\u003E\r\n\u003Cp\u003EIf your\u003Cb\u003E \u003C/b\u003Etransfer was calculated \u003Cb\u003Ebefore June 2011\u003C/b\u003E, we have not yet calculated whether or not you are due a payment or tried to trace you. This is because the data we need for the calculation is not held in our current administration system, which was implemented in June 2011, and so is not easily accessible. If you wish to check if you are due a top-up, please send an email with the header ‘GMP equalisation’ to \u003Ca href=\"mailto:SCPFtrustee@shell.com\"\u003ESCPFtrustee@shell.com\u003C/a\u003E providing your full name, address, date of birth, NI number, the amount and the date of your transfer payment.\u003C/p\u003E\r\n\u003Cp\u003EWe may need to contact you for further information, but this will allow us to locate the data we hold about you and your transfer.\u003C/p\u003E\r\n\u003Cp\u003EPlease note that finding the data and undertaking the calculation could take considerable time.\u003C/p\u003E\r\n"}}],"id":"/content/shell/business/pensions/en_gb/scpf/i-have-transferred-my-pension-out-of-the-scpf/jcr_content/root/main/section/list","model":{}}],"id":"/content/shell/business/pensions/en_gb/scpf/i-have-transferred-my-pension-out-of-the-scpf/jcr_content/root/main/section","model":{}},{"organism":"Container.Section","color":"brand1-subtle","children":[{"organism":"PromoCard","color":"brand1","colspan":4,"id":"/content/shell/business/pensions/en_gb/scpf/i-have-transferred-my-pension-out-of-the-scpf/jcr_content/root/main/section_1985032106_c/promo","model":{"title":"I work at Shell","text":"\u003Cp\u003EThis section of the website contains information for active members of the 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Accordingly, neither Shell plc nor any member of the Shell Group endorses, adopts, certifies or otherwise validates the information and material contained on the linked website. 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